
← the floorSelf-Build House/cost·if / 077
Rough cost, 2026
£86k to £154k to move in downstairs, £95k to £170k for the whole house, with your own labour free.
The card
cost 01 of 01Rough cost, 2026
cost 01 of 01idea_077
The notes
renderedRough 2026 UK figures for materials, plant hire and the few trades needed, with your own labour free. They're order of magnitude, not a quote.
| Item | Range |
|---|---|
| Phase 0 · site, permissions, services | £16k – £35k |
| Phase 1 · whole shell, weathertight | £48k – £77k |
| Phase 2 · ground floor fit-out | £22k – £42k |
| Cash to move in downstairs | £86k – £154k |
| Phase 3 · upstairs | £8.5k – £16k |
| Whole house complete | £95k – £170k |
| Optional · heat pump after grant, radiators | £6k – £14k |
| Optional · garden workshop shed | £3k – £8k |
| Possible VAT refund at completion | −£10k to −£18k |
The L-shape adds roughly £8k to £15k compared with a plain rectangle.
The detailed cost table and the full build sequence are on the phased concept page, linked from the idea.
The plates
1 · lift any one out